Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.2B
Total Deposits
$1.0B
Net Loans
$773M
Net Income
$4M
ROA
1.45%
Above avg for Community banks. Peer avg: 0.90%
ROE
14.46%
Risk-Based Capital
0.00%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 36 | 97.22% | 0.00% |
| 2023 | 53 | 94.34% | 0.00% |
| 2019 | 79 | 96.2% | 1.27% |
| 2018 | 92 | 91.3% | 2.17% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2023 | Satisfactory | Intermediate Small Bank |
| Aug 2020 | Satisfactory | Intermediate Small Bank |
| Aug 2017 | Satisfactory | Intermediate Small Bank |
4 previous ratings locked — back to 2002
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Total Branches
4
Branch Deposits
$894M
1-Year Change
0
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