Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Has deficiencies in community lending that regulators have identified
Exam Date
Exam Type
Regulator
Total Assets
$2.0B
Total Deposits
$1.8B
Net Loans
$1.7B
Net Income
$6M
ROA
1.23%
Above avg for Community banks. Peer avg: 0.90%
ROE
13.90%
Risk-Based Capital
11.70%
Below avg for Community banks. Regulatory min: 8%
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 246 | 81.3% | 2.85% |
| 2023 | 214 | 77.1% | 3.74% |
| 2022 | 287 | 85.71% | 3.14% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2024 | Needs to Improve | Intermediate Small Bank |
| Oct 2020 | Satisfactory | Small Bank |
| Sep 2017 | Satisfactory | Small Bank |
6 previous ratings locked — back to 1995
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Total Branches
11
Branch Deposits
$1.6B
1-Year Change
0
5-year net change: +1 branches
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