🏦Bank Scorer

This institution is no longer active

Operations ceased on August 24, 2016. CRA examination history below reflects the period it was active.

AMERICAN CHARTERED BANK

SCHAUMBURG, IL · Supervised by FDIC

Est. 1987FDIC #27,006RSSD: FDIC-27006
Part ofAMERICAN CHARTERED BCORP INC→ View all charters
Satisfactory Same

Current rating · Exam: October 2013

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.14%

Institution Profile

FDIC BankFind

Address

20 North Martingale Road, SCHAUMBURG, IL

County

Cook County

Established

July 23, 1987

Total Assets

$2.8B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 2013

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 12 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2016Call Report / FDIC

Total Assets

$2.8B

Total Deposits

$2.4B

Net Loans

$2.0B

Net Income

$16M

ROA

1.14%

ROE

13.15%

Risk-Based Capital

12.95%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

7 previous ratings locked — dating back to 1994

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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