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This institution is no longer active

Operations ceased on May 31, 2002. CRA examination history below reflects the period it was active.

AMERICAN CENTURY FINANCIAL SERVICES

MCDONOUGH, GA · Supervised by FDIC

Est. 1998FDIC #34,523RSSD: FDIC-34523
Satisfactory

Current rating · Exam: January 2000

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.08%

Institution Profile

FDIC BankFind

Address

2750 Highway 42 North, MCDONOUGH, GA

County

Henry County

Established

June 29, 1998

Total Assets

$57M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

January 1, 2000

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 26 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2002Call Report / FDIC

Total Assets

$57M

Total Deposits

$46M

Net Loans

$41M

Net Income

$11K

ROA

0.08%

ROE

0.69%

Risk-Based Capital

14.90%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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