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This institution is no longer active

Operations ceased on January 5, 1999. CRA examination history below reflects the period it was active.

AMERICAN BANK OF ROCK ISLAND

ROCK ISLAND, IL · Supervised by FDIC

Est. 1968FDIC #19,862RSSD: FDIC-19862
Part ofAMBANK FINANCIAL SERVICES INC→ View all charters
Satisfactory Same

Current rating · Exam: May 1998

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.48%

Institution Profile

FDIC BankFind

Address

3730 18th Avenue, ROCK ISLAND, IL

County

Rock Island County

Established

October 29, 1968

Total Assets

$181M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 1, 1998

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 28 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1998Call Report / FDIC

Total Assets

$181M

Total Deposits

$152M

Net Loans

$99M

Net Income

$3M

ROA

1.48%

ROE

15.28%

Risk-Based Capital

16.27%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

3 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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