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This institution is no longer active

Operations ceased on February 13, 2026. CRA examination history below reflects the period it was active.

AMERICAN BANK OF OKLAHOMA

COLLINSVILLE, OK · Supervised by FDIC

Est. 1998FDIC #34,606RSSD: FDIC-34606
Part ofBANCFIRST CORP→ View all charters
Satisfactory Up

Current rating · Exam: November 2024

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.18%

Institution Profile

FDIC BankFind

Address

200 E Main St, COLLINSVILLE, OK

County

Tulsa County

Established

April 1, 1998

Total Assets

$395M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 1, 2024

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Nov 2028(based on asset size)

Financial Snapshot

As of Q4 2025Call Report / FDIC

Total Assets

$395M

Total Deposits

$329M

Net Loans

$235M

Net Income

$683K

ROA

0.18%

ROE

1.77%

Risk-Based Capital

15.50%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

Mortgage Denial Rate4.71%Peer avg: 7.63%▲ Above avg

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Branch Footprint

FDIC SOD 2025

Total Branches

6

Branch Deposits

$316M

1-Year Change

0

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
202444680.27%4.71%
202345979.52%3.92%
202284477.73%3.08%
202191884.97%1.96%
20201,07490.22%1.58%
201969188.28%1.74%
201849788.13%2.82%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

4 previous ratings locked — dating back to 2004

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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