This institution is no longer active

Operations ceased on March 26, 1992. CRA examination history below reflects the period it was active.

AMERICAN BANK OF COMMERCE

OKLAHOMA CITY, OK · Supervised by FDIC

Est. 1970FDIC #20,284RSSD: FDIC-20284

Part ofAMERICAN COM BANCSHARES INC→ View all charters

Needs to Improve Same

Current rating · Exam: November 1991

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At a Glance

Community Lending (CRA)

Needs to Improve

Has deficiencies in community lending that regulators have identified

Financial Health

Needs Attention

ROA -2.56%

Institution Profile

FDIC BankFind

Address

3131 Shields Boulevard, OKLAHOMA CITY, OK

County

Oklahoma County

Established

October 26, 1970

Total Assets

$13M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Needs to Improve

Has deficiencies in community lending that regulators have identified

Exam Date

November 9, 1991

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 34 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1991Call Report / FDIC

Total Assets

$13M

Total Deposits

$14M

Net Loans

$7M

Net Income

$-354K

ROA

-2.56%

Risk-Based Capital

-4.87%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 1990

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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