This institution is no longer active
Operations ceased on July 9, 2016. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$48M
Total Deposits
$40M
Net Loans
$29M
Net Income
$169K
ROA
0.70%
Above avg for Small banks. Peer avg: 0.44%
ROE
4.42%
Risk-Based Capital
23.40%
Above avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2022 | 577 | 68.63% | 18.20% |
| 2021 | 964 | 78.11% | 8.92% |
| 2020 | 1,003 | 68.99% | 7.08% |
| 2019 | 730 | 68.08% | 14.11% |
| 2018 | 509 | 61.1% | 21.41% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 2013 | Satisfactory | Small Bank |
| Mar 2008 | Satisfactory | Small Bank |
| Apr 2003 | Satisfactory | Small Bank |
3 previous ratings locked — back to 1992
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Address
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Established
Total Assets