This institution is no longer active

Operations ceased on September 30, 2017. CRA examination history below reflects the period it was active.

ALOSTAR BANK OF COMMERCE

BIRMINGHAM, AL · Supervised by FDIC

Est. 2011FDIC #59,060RSSD: FDIC-59060

Satisfactory Same

Current rating · Exam: July 2016

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.48%

Institution Profile

FDIC BankFind

Address

3595 Grandview Parkway, Suite 425, BIRMINGHAM, AL

County

Jefferson County

Established

April 15, 2011

Total Assets

$945M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 1, 2016

Exam Type

Strategic Plan

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 9 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2017Call Report / FDIC

Total Assets

$945M

Total Deposits

$704M

Net Loans

$773M

Net Income

$7M

ROA

1.48%

ROE

7.29%

Risk-Based Capital

22.71%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 2012

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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