This institution is no longer active

Operations ceased on November 30, 2001. CRA examination history below reflects the period it was active.

ALLIANCE, FSB

NILES, IL · Supervised by OTS

Est. 1999FDIC #35,146

Satisfactory

Current rating · Exam: March 2000

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Institution Profile

FDIC BankFind

Address

7840 North Milwaukee Avenue, NILES, IL

County

Cook County

Established

June 28, 1999

Total Assets

$65M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 7, 2000

Exam Type

Small Bank

Regulator

OTS

What is a CRA rating? →

⚠️This exam is 26 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Download Evaluation Report (PDF)

Mortgage Lending

CFPB HMDA

Year	Applications	Orig. Rate	Denial Rate
2018	245	62.45%	24.08%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

This is the only examination on record for this bank.

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