🏦Bank Scorer

AFFINITY BANK, NATIONAL ASSOCIATION

COVINGTON, GA · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1928FDIC #29,510
Satisfactory

Current rating · Exam: August 2023

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.05%

Institution Profile

FDIC BankFind

Address

3175 Highway 278, COVINGTON, GA

County

Newton County

Established

January 1, 1928

Total Assets

$924M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 15, 2023

Exam Type

Intermediate Small Bank

Regulator

OCC (Office of the Comptroller of the Currency)
What is a CRA rating? →
Estimated next exam:Aug 2027(based on asset size)
Download Evaluation Report (PDF)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$924M

Total Deposits

$743M

Net Loans

$743M

Net Income

$2M

ROA

1.05%

ROE

8.31%

Risk-Based Capital

13.46%

Regulatory minimum: 8%

Branch Footprint

FDIC SOD 2025

Total Branches

3

Branch Deposits

$757M

1-Year Change

0

This is the only examination on record for this bank.

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