🏦Bank Scorer

This institution is no longer active

Operations ceased on October 9, 2019. CRA examination history below reflects the period it was active.

ADVANTAGE BANK

OKLAHOMA CITY, OK · Supervised by FDIC

Est. 1913FDIC #18,152RSSD: FDIC-18152
Part ofSPENCER BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: October 2015

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.34%

Institution Profile

FDIC BankFind

Address

8001 Ne 23rd Street, OKLAHOMA CITY, OK

County

Oklahoma County

Established

November 17, 1913

Total Assets

$58M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 2015

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 10 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2019Call Report / FDIC

Total Assets

$58M

Total Deposits

$50M

Net Loans

$33M

Net Income

$-148K

ROA

-0.34%

ROE

-2.52%

Risk-Based Capital

20.60%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

7 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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