🏦Bank Scorer

This institution is no longer active

Operations ceased on September 15, 2004. CRA examination history below reflects the period it was active.

ADVANTAGE BANK

CAMBRIDGE, OH · Supervised by FDIC

Est. 1885FDIC #27,642RSSD: FDIC-27642
Satisfactory Same

Current rating · Exam: November 2003

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.54%

Institution Profile

FDIC BankFind

Address

814 Wheeling Avenue, CAMBRIDGE, OH

County

Guernsey County

Established

January 1, 1885

Total Assets

$1.1B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 1, 2003

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 22 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2004Call Report / FDIC

Total Assets

$1.1B

Total Deposits

$681M

Net Loans

$832M

Net Income

$3M

ROA

0.54%

ROE

7.21%

Risk-Based Capital

11.98%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

2 previous ratings locked — dating back to 1995

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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