🏦Bank Scorer

This institution is no longer active

Operations ceased on October 5, 2005. CRA examination history below reflects the period it was active.

ADEL BANKING COMPANY

ADEL, GA · Supervised by FDIC

Est. 1929FDIC #5,682RSSD: FDIC-5682
Part ofNASHVILLE HOLDING CO THE→ View all charters
Satisfactory Down

Current rating · Exam: May 2005

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 2.14%

Institution Profile

FDIC BankFind

Address

101 North Hutchinson Avenue, ADEL, GA

County

Cook County

Established

March 1, 1929

Total Assets

$81M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 1, 2005

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 21 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2005Call Report / FDIC

Total Assets

$81M

Total Deposits

$72M

Net Loans

$40M

Net Income

$1M

ROA

2.14%

ROE

19.16%

Risk-Based Capital

19.55%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

3 previous ratings locked — dating back to 1994

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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