This institution is no longer active

Operations ceased on April 21, 2018. CRA examination history below reflects the period it was active.

ADAMS COUNTY BUILDING AND LOAN COMPANY

WEST UNION, OH · Supervised by FDIC

Est. 1907FDIC #32,304RSSD: FDIC-32304

Satisfactory

Current rating · Exam: June 2016

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.84%

Institution Profile

FDIC BankFind

Address

201 West Main Street, WEST UNION, OH

County

Adams County

Established

January 22, 1907

Total Assets

$22M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 2016

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 10 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2018Call Report / FDIC

Total Assets

$22M

Total Deposits

$17M

Net Loans

$14M

Net Income

$46K

ROA

0.84%

ROE

4.18%

Risk-Based Capital

40.49%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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