Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$1.0B
Total Deposits
$827M
Net Loans
$833M
Net Income
$1M
ROA
0.48%
Below avg for Community banks. Peer avg: 0.90%
ROE
4.60%
Risk-Based Capital
16.89%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 584 | 69.01% | 9.59% |
| 2023 | 734 | 70.57% | 11.99% |
| 2022 | 740 | 73.38% | 10.54% |
| 2021 | 998 | 67.84% | 13.23% |
| 2020 | 1,119 | 63.54% | 15.19% |
| 2019 | 784 | 67.09% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 2026 | Outstanding | Intermediate Small Bank |
| Nov 2022 | Outstanding | Intermediate Small Bank |
| Apr 2019 | Satisfactory | Intermediate Small Bank |
6 previous ratings locked — back to 1994
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Total Branches
10
Branch Deposits
$808M
1-Year Change
0
5-year net change: +2 branches
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Preview:
| 16.33% |
| 2018 | 784 | 71.43% | 13.01% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red