COMMUNITY BCORP BERKSHIRES MHC is the parent banking group. ADAMS COMMUNITY BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

COMMUNITY BCORP BERKSHIRES MHC

Legal name: COMMUNITY BANCORP OF THE BERKSHIRES MHC

1 active bank · $1.0B combined assets

RSSD ID: 5626937 (FFIEC NIC)

Combined Assets

$1.0B

CRA Rating Summary

Outstanding1charter

Across all 9 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankADAMS COMMUNITY BANKADAMS, MAOutstanding$1.0BView profile →

At a Glance

Dominant CRA Rating

Outstanding

1 of 1 bank · Exceeds expectations for community lending

Combined Assets

$1.0B

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$827M

Net Income

$1M

ROA (avg)

0.48%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

584

Origination Rate

69.01%

Denial Rate

9.59%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Current Rating	Exam Date
ADAMS COMMUNITY BANK	ADAMS, MA	FDIC	$1.0B	Outstanding	Mar 2026

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.