Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.0B
Total Deposits
$806M
Net Loans
$802M
Net Income
$3M
ROA
1.26%
Above avg for Community banks. Peer avg: 0.90%
ROE
11.20%
Risk-Based Capital
13.04%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 573 | 83.25% | 2.79% |
| 2023 | 556 | 82.37% | 3.96% |
| 2022 | 560 | 84.29% | 3.39% |
| 2021 | 954 | 83.23% | 3.98% |
| 2020 | 1,053 | 83.38% | 4.75% |
| 2019 | 716 | 82.54% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2025 | Satisfactory | Intermediate Small Bank |
| Jun 2022 | Satisfactory | Intermediate Small Bank |
| Mar 2019 | Satisfactory | Intermediate Small Bank |
2 previous ratings locked — back to 2010
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Exam dates and details are paywalled
Total Branches
6
Branch Deposits
$722M
1-Year Change
-2
5-year net change: -1 branches
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/access-bank" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview:
| 2018 | 599 | 80.8% | 6.01% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red