Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$888M
Total Deposits
$678M
Net Loans
$670M
Net Income
$1M
ROA
0.67%
Above avg for Small banks. Peer avg: 0.44%
ROE
7.01%
Risk-Based Capital
15.38%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 37 | 75.68% | 5.41% |
| 2023 | 39 | 89.74% | 5.13% |
| 2019 | 70 | 91.43% | 5.71% |
| 2018 | 97 | 87.63% | 3.09% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 2026 | Satisfactory | Intermediate Small Bank |
| Apr 2023 | Satisfactory | Intermediate Small Bank |
| Apr 2020 | Satisfactory | Intermediate Small Bank |
9 previous ratings locked — back to 1991
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Total Branches
8
Branch Deposits
$624M
1-Year Change
0
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