This institution is no longer active

Operations ceased on October 24, 1992. CRA examination history below reflects the period it was active.

1ST HERITAGE BANK

COUNTRY CLUB HILLS, IL · Supervised by FDIC

Est. 1971FDIC #20,371RSSD: FDIC-20371

Part ofHERITAGE FINL SERVICES INC→ View all charters

Satisfactory

Current rating · Exam: March 1992

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.37%

Institution Profile

FDIC BankFind

Address

4101 West 183rd Street, COUNTRY CLUB HILLS, IL

County

Cook County

Established

March 8, 1971

Total Assets

$68M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 17, 1992

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 34 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1992Call Report / FDIC

Total Assets

$68M

Total Deposits

$60M

Net Loans

$22M

Net Income

$184K

ROA

0.37%

ROE

3.75%

Risk-Based Capital

19.77%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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