1ST FEDERAL SAVINGS BANK OF SC, INC.

WALTERBORO, SC · Supervised by FDIC

Est. 1962FDIC #31,410RSSD: FDIC-31410

Part ofFIRST CAROLINA BANCSHARES M H C→ View all charters

Satisfactory

Current rating · Exam: August 2020

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.63%

Institution Profile

FDIC BankFind

Website

www.1stfederalofsc.com

Address

300 Robertson Blvd, WALTERBORO, SC

County

Colleton County

Established

January 1, 1962

Total Assets

$153M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 1, 2020

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 5 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$153M

Total Deposits

$135M

Net Loans

$116M

Net Income

$232K

ROA

0.63%

ROE

6.99%

Risk-Based Capital

20.20%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

Branch Deposits

$134M

1-Year Change

This is the only examination on record for this bank.

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