FIRST CAROLINA BANCSHARES M H C is the parent banking group. 1ST FEDERAL SAVINGS BANK OF SC, INC. is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

SLHC

FIRST CAROLINA BANCSHARES M H C

Legal name: FIRST CAROLINA BANCSHARES, M.H.C.

1 active bank · $153M combined assets

RSSD ID: 3834710 (FFIEC NIC)

Combined Assets

$153M

CRA Rating Summary

Satisfactory1charter

Across all 1 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bank1ST FEDERAL SAVINGS BANK OF SC, INC.WALTERBORO, SCSatisfactory$153MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$153M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$135M

Net Income

$232K

ROA (avg)

0.63%

asset-weighted avg

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
1ST FEDERAL SAVINGS BANK OF SC, INC.	WALTERBORO, SC	FDIC	$153M	84.0%	Satisfactory	Aug 2020

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.