🏦Bank Scorer

This institution is no longer active

Operations ceased on December 3, 2005. CRA examination history below reflects the period it was active.

WYOMING COUNTY BANK

WARSAW, NY · Supervised by FDIC

Est. 1851FDIC #13,298RSSD: FDIC-13298
Part ofFINANCIAL INSTITUTIONS INC→ View all charters
Outstanding Same

Current rating · Exam: August 2005

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.41%

Institution Profile

FDIC BankFind

Address

55 North Main Street, WARSAW, NY

County

Wyoming County

Established

January 1, 1851

Total Assets

$731M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

August 1, 2005

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 20 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2005Call Report / FDIC

Total Assets

$731M

Total Deposits

$656M

Net Loans

$408M

Net Income

$2M

ROA

0.41%

ROE

6.08%

Risk-Based Capital

12.57%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

5 previous ratings locked — dating back to 1994

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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