🏦Bank Scorer

This institution is no longer active

Operations ceased on July 31, 2025. CRA examination history below reflects the period it was active.

WOODSVILLE GUARANTY SAVINGS BANK

WOODSVILLE, NH · Supervised by FDIC

Est. 1889FDIC #18,031RSSD: FDIC-18031
Part ofGUARANTY BCORP INC→ View all charters
Satisfactory Same

Current rating · Exam: March 2024

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.19%

Institution Profile

FDIC BankFind

Address

63 Central St, WOODSVILLE, NH

County

Grafton County

Established

January 1, 1889

Total Assets

$669M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 1, 2024

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Mar 2028(based on asset size)

Financial Snapshot

As of Q2 2025Call Report / FDIC

Total Assets

$669M

Total Deposits

$526M

Net Loans

$449M

Net Income

$648K

ROA

0.19%

ROE

3.27%

Risk-Based Capital

16.95%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

9

Branch Deposits

$526M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

9 previous ratings locked — dating back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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