Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$908M
Total Deposits
$771M
Net Loans
$724M
Net Income
$3M
ROA
1.15%
Above avg for Small banks. Peer avg: 0.44%
ROE
13.30%
Risk-Based Capital
13.50%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 140 | 78.57% | 15.71% |
| 2022 | 257 | 73.93% | 12.84% |
| 2021 | 284 | 72.89% | 14.08% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2023 | Satisfactory | Intermediate Small Bank |
| Apr 2020 | Satisfactory | Intermediate Small Bank |
| Apr 2017 | Satisfactory | Intermediate Small Bank |
7 previous ratings locked — back to 1991
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Total Branches
9
Branch Deposits
$747M
1-Year Change
0
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