Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.4B
Total Deposits
$1.1B
Net Loans
$1.1B
Net Income
$2M
ROA
0.53%
Below avg for Community banks. Peer avg: 0.90%
ROE
5.93%
Risk-Based Capital
14.18%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 337 | 58.75% | 16.91% |
| 2023 | 353 | 62.89% | 10.48% |
| 2022 | 526 | 73% | 8.75% |
| 2021 | 605 | 78.84% | 5.29% |
| 2020 | 818 | 75.06% | 4.16% |
| 2019 | 477 | 76.31% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2023 | Satisfactory | Intermediate Small Bank |
| Nov 2019 | Satisfactory | Intermediate Small Bank |
| Dec 2016 | Satisfactory | Intermediate Small Bank |
8 previous ratings locked — back to 1990
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Total Branches
9
Branch Deposits
$1.1B
1-Year Change
+1
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Preview:
| 2018 | 438 | 73.52% | 10.05% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red