Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$510M
Total Deposits
$394M
Net Loans
$377M
Net Income
$2M
ROA
1.55%
Above avg for Small banks. Peer avg: 0.44%
ROE
23.94%
Risk-Based Capital
11.32%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 172 | 90.12% | 5.81% |
| 2023 | 139 | 92.81% | 2.16% |
| 2022 | 213 | 91.08% | 3.29% |
| 2021 | 351 | 85.75% | 6.55% |
| 2020 | 524 | 86.83% | 6.30% |
| 2019 | 216 | 81.02% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2026 | Satisfactory | Intermediate Small Bank |
| Jun 2023 | Satisfactory | Small Bank |
| Jul 2020 | Satisfactory | Small Bank |
7 previous ratings locked — back to 1992
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Total Branches
6
Branch Deposits
$377M
1-Year Change
0
5-year net change: +2 branches
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Preview:
| 2018 | 179 | 78.77% | 10.61% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red