Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.2B
Total Deposits
$1.1B
Net Loans
$931M
Net Income
$6M
ROA
2.01%
Above avg for Community banks. Peer avg: 0.90%
ROE
19.98%
Risk-Based Capital
14.70%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 268 | 87.69% | 4.48% |
| 2023 | 251 | 91.63% | 1.99% |
| 2022 | 407 | 91.65% | 1.97% |
| 2021 | 521 | 91.36% | 2.11% |
| 2020 | 680 | 90.59% | 2.79% |
| 2019 | 357 | 85.71% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2025 | Satisfactory | Intermediate Small Bank |
| Nov 2022 | Satisfactory | Intermediate Small Bank |
| Nov 2019 | Satisfactory | Intermediate Small Bank |
10 previous ratings locked — back to 1991
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Total Branches
12
Branch Deposits
$1.1B
1-Year Change
0
5-year net change: -1 branches
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Preview:
| 2018 | 299 | 82.61% | 9.03% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red