Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$419M
Total Deposits
$300M
Net Loans
$296M
Net Income
$107K
ROA
0.10%
Below avg for Small banks. Peer avg: 0.44%
ROE
1.04%
Risk-Based Capital
17.56%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 77 | 75.32% | 11.69% |
| 2023 | 122 | 75.41% | 8.20% |
| 2022 | 160 | 76.88% | 10.00% |
| 2021 | 261 | 81.61% | 7.28% |
| 2020 | 270 | 79.26% | 8.52% |
| 2019 | 176 | 78.41% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2010 | Outstanding | Small Bank |
| Jul 2007 | Outstanding | Small Bank |
| Feb 2003 | Satisfactory | Small Bank |
3 previous ratings locked — back to 1992
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Exam dates and details are paywalled
Total Branches
3
Branch Deposits
$297M
1-Year Change
0
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Preview:
| 2018 | 181 | 76.8% | 7.73% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red