🏦Bank Scorer

WINFIELD BANKING CO.

KAHOKA, MO · Supervised by FDIC

Est. 1903FDIC #8,274RSSD: FDIC-8274
Part ofLINCOLN COUNTY BCORP INC→ View all charters
Satisfactory Same

Current rating · Exam: July 1996

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 2.05%

Institution Profile

FDIC BankFind

Address

268 N Johnson St, KAHOKA, MO

County

Clark County

Established

September 8, 1903

Total Assets

$358M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 1, 1996

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 29 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$358M

Total Deposits

$325M

Net Loans

$205M

Net Income

$2M

ROA

2.05%

ROE

23.11%

Risk-Based Capital

13.33%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

7

Branch Deposits

$288M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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