Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.0B
Total Deposits
$791M
Net Loans
$841M
Net Income
$1M
ROA
0.42%
Below avg for Community banks. Peer avg: 0.90%
ROE
4.31%
Risk-Based Capital
0.00%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 77 | 83.12% | 5.19% |
| 2023 | 103 | 85.44% | 3.88% |
| 2022 | 136 | 76.47% | 4.41% |
| 2021 | 258 | 84.5% | 6.59% |
| 2020 | 282 | 79.08% | 3.90% |
| 2019 | 187 | 77.01% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2024 | Satisfactory | Intermediate Small Bank |
| May 2021 | Satisfactory | Intermediate Small Bank |
| Jul 2018 | Satisfactory | Intermediate Small Bank |
9 previous ratings locked — back to 1993
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Total Branches
5
Branch Deposits
$682M
1-Year Change
0
5-year net change: +1 branches
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Preview:
| 2018 | 188 | 79.26% | 6.91% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red