This institution is no longer active

Operations ceased on August 14, 1992. CRA examination history below reflects the period it was active.

WINCHENDON SAVINGS BANK

WINCHENDON, MA · Supervised by FDIC

Est. 1854FDIC #90,307RSSD: FDIC-90307

Satisfactory

Current rating · Exam: March 1991

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.15%

Institution Profile

FDIC BankFind

Address

112 Central Street, WINCHENDON, MA

County

Worcester County

Established

March 31, 1854

Total Assets

$65M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 30, 1991

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 35 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1992Call Report / FDIC

Total Assets

$65M

Total Deposits

$64M

Net Loans

$51M

Net Income

$50K

ROA

0.15%

ROE

11.16%

Risk-Based Capital

3.66%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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