Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$136M
Total Deposits
$125M
Net Loans
$74M
Net Income
$174K
ROA
0.51%
Above avg for Small banks. Peer avg: 0.44%
ROE
7.36%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 103 | 54.37% | 26.21% |
| 2023 | 112 | 54.46% | 26.79% |
| 2019 | 108 | 48.15% | 26.85% |
| 2018 | 117 | 38.46% | 37.61% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2025 | Satisfactory | Small Bank |
| Jun 2019 | Satisfactory | Small Bank |
| Dec 2013 | Satisfactory | Small Bank |
6 previous ratings locked — back to 1990
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Total Branches
5
Branch Deposits
$124M
1-Year Change
0
5-year net change: +1 branches
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