🏦Bank Scorer

WESBANCO BANK, INC.

WHEELING, WV · Supervised by FDIC

Est. 1870FDIC #803RSSD: FDIC-803
Part ofWESBANCO INC→ View all charters
Outstanding Same

Current rating · Exam: July 2023

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Consumer Complaints (12 mo)

1

0.04 per $B assets · filed with CFPB

Financial Health

Adequate

ROA 1.37%

Institution Profile

FDIC BankFind

Address

1 Bank Plz, WHEELING, WV

County

Ohio County

Established

January 20, 1870

Total Assets

$27.4B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

July 1, 2023

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Jul 2026(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$27.4B

Total Deposits

$21.8B

Net Loans

$18.9B

Net Income

$94M

ROA

1.37%

ROE

9.01%

Risk-Based Capital

13.34%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Regional banks

Compared to the peer-bank Regional peer group (same asset tier).

Mortgage Denial Rate17.76%Peer avg: 26.91%▲ Above avg
Complaints / $B0.04Peer avg: 0.04▲ Above avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

253

Branch Deposits

$21.3B

1-Year Change

+60

5-year net change: +16 branches

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
20246,74665.67%17.76%
20237,41265.61%18.01%
20228,50270.05%15.86%
20219,66271.16%13.99%
202010,75071.42%14.83%
20197,55571.03%19.93%
20186,56370.61%21.29%

2024 national avg denial rate: 23.75% · Regional bank avg: 26.91% · above-average shown in red

Consumer Complaints

CFPB · through Oct 2025

Last 12 Months

1

All Time

13

Monetary Relief

0%

Untimely Response

0%

Most common complaint type: Checking or savings account· 0.04 per $B assets (12m)

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

4 previous ratings locked — dating back to 2010

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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