Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$975M
Total Deposits
$846M
Net Loans
$752M
Net Income
$3M
ROA
1.35%
Above avg for Small banks. Peer avg: 0.44%
ROE
14.09%
Risk-Based Capital
13.98%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 239 | 76.57% | 7.95% |
| 2023 | 205 | 77.56% | 10.73% |
| 2022 | 199 | 82.91% | 8.04% |
| 2021 | 190 | 76.84% | 10.00% |
| 2020 | 268 | 77.61% | 6.72% |
| 2019 | 188 | 69.15% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2024 | Outstanding | Intermediate Small Bank |
| Apr 2021 | Outstanding | Intermediate Small Bank |
| Jul 2018 | Satisfactory | Intermediate Small Bank |
8 previous ratings locked — back to 1991
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Total Branches
9
Branch Deposits
$795M
1-Year Change
0
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Preview:
| 2018 | 254 | 63.39% | 18.50% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red