🏦Bank Scorer

This institution is no longer active

Operations ceased on April 30, 2010. CRA examination history below reflects the period it was active.

WESTERNBANK PUERTO RICO

MAYAGUEZ, PR · Supervised by FDIC

Est. 1958FDIC #31,027RSSD: FDIC-31027
Part ofW HOLDING CO INC→ View all charters
Satisfactory Same

Current rating · Exam: July 2007

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -3.21%

Institution Profile

FDIC BankFind

Address

19 W Mckinley St, MAYAGUEZ, PR

County

Mayaguez County

Established

April 30, 1958

Total Assets

$10.8B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 1, 2007

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 18 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2010Call Report / FDIC

Total Assets

$10.8B

Total Deposits

$8.4B

Net Loans

$8.1B

Net Income

$-89,307K

ROA

-3.21%

ROE

-86.44%

Risk-Based Capital

5.90%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

4 previous ratings locked — dating back to 1997

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

orGet Business plan for unlimited access

One-time payment · No subscription required

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/4f076207-94ba-44e8-b185-92812f8006ba"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: