Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$12.0B
Total Deposits
$9.9B
Net Loans
$8.0B
Net Income
$53M
ROA
1.74%
Above avg for Regional banks. Peer avg: 0.88%
ROE
16.07%
Risk-Based Capital
14.43%
Below avg for Regional banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Regional peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 1,702 | 47.83% | 24.97% |
| 2023 | 1,798 | 49.94% | 21.52% |
| 2022 | 2,971 | 42.44% | 24.00% |
| 2021 | 4,369 | 49.62% | 20.12% |
| 2020 | 3,298 | 44.48% | 22.47% |
| 2019 | 1,371 | 52.22% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2024 | Satisfactory | Large Bank |
| Mar 2021 | Satisfactory | Large Bank |
| Jul 2017 | Satisfactory | Large Bank |
7 previous ratings locked — back to 1996
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Total Branches
45
Branch Deposits
$10.2B
1-Year Change
0
5-year net change: -13 branches
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| 24.29% |
| 2018 | 1,834 | 48.64% | 25.79% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Regional bank avg: 18.70% · above-average shown in red