Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$19.1B
Total Deposits
$16.7B
Net Loans
$12.9B
Net Income
$86M
ROA
1.80%
Above avg for Regional banks. Peer avg: 0.88%
ROE
18.09%
Risk-Based Capital
17.77%
Below avg for Regional banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Regional peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 3,431 | 62.96% | 20.37% |
| 2023 | 3,475 | 63.05% | 20.40% |
| 2020 | 4,763 | 63.15% | 13.81% |
| 2019 | 4,706 | 63.13% | 18.61% |
| 2018 | 4,679 | 64.57% | 15.84% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Regional bank avg: 18.70% · above-average shown in red
Last 12 Months
89
Since 2018
617
all complaints on record
Monetary Relief
0.8%
% of complaints where company provided monetary relief
Untimely Response
0.5%
% exceeding CFPB's 15-day response window
Complaints by Product Type
| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2026 | Satisfactory | Large Bank |
| Apr 2022 | Satisfactory | Large Bank |
| Apr 2019 | Satisfactory | Large Bank |
8 previous ratings locked — back to 1996
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Total Branches
73
Branch Deposits
$16.3B
1-Year Change
-1
5-year net change: +6 branches
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Monthly Complaints (2021–present)
| Month | Complaints | With Monetary Relief |
|---|---|---|
| August 2025 | 7 | 0 |
| September 2025 | 5 | 0 |
| October 2025 | 4 | 0 |
| November 2025 | 4 | 0 |
| December 2025 | 6 | 0 |
| January 2026 | 12 | 0 |
| February 2026 | 12 | 0 |
| March 2026 | 7 | 0 |
| April 2026 | 11 | 0 |
| May 2026 | 9 | 0 |
| June 2026 | 4 | 0 |
Data through Jun 2026.Last 12 months shown — unlock full history.
Full 2021–present history available — unlock this bank for $9 one-time.