This institution is no longer active
Operations ceased on January 31, 1996. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
County
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$787M
Total Deposits
$710M
Net Loans
$500M
Net Income
$9M
ROA
1.23%
Above avg for Small banks. Peer avg: 0.44%
ROE
14.15%
Risk-Based Capital
13.19%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 103 | 82.52% | 7.77% |
| 2020 | 71 | 73.24% | 11.27% |
| 2019 | 153 | 62.75% | 16.99% |
| 2018 | 150 | 66% | 20.00% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Dec 1994 | Satisfactory | Not Reported |
| Dec 1992 | Satisfactory | Not Reported |
Exam dates and details are paywalled
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Established
Total Assets