Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$66.0B
Total Deposits
$53.6B
Net Loans
$47.3B
Net Income
$198M
ROA
1.19%
Above avg for Regional banks. Peer avg: 0.88%
ROE
9.84%
Risk-Based Capital
13.17%
Below avg for Regional banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Regional peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 7,993 | 62.42% | 20.23% |
| 2023 | 8,143 | 65.81% | 19.32% |
| 2022 | 20,636 | 74.9% | 10.70% |
| 2021 | 32,032 | 76.66% | 7.63% |
| 2020 | 34,373 | 74.59% | 7.09% |
| 2019 | 25,395 | 73.05% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2024 | Satisfactory | Large Bank |
| Mar 2021 | Satisfactory | Large Bank |
| Apr 2018 | Satisfactory | Large Bank |
9 previous ratings locked — back to 1992
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Total Branches
307
Branch Deposits
$41.8B
1-Year Change
+3
5-year net change: +64 branches
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| 10.45% |
| 2018 | 25,911 | 70.95% | 12.28% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Regional bank avg: 18.70% · above-average shown in red