At a Glance
Community Lending (CRA)
Satisfactory
Meets federal requirements for community lending
Financial Health
Adequate
ROA 1.19%
Institution Profile
FDIC BankFindWebsite
Address
County
Established
Total Assets
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Financial Snapshot
Total Assets
$66.0B
Total Deposits
$53.6B
Net Loans
$47.3B
Net Income
$198M
ROA
1.19%
ROE
9.84%
Risk-Based Capital
13.17%
Regulatory minimum: 8%
Total Assets — Last 8 Quarters
Peer Comparison
Regional banksCompared to the peer-bank Regional peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
Branch Footprint
Total Branches
307
Branch Deposits
$41.8B
1-Year Change
+3
5-year net change: +64 branches
Mortgage Lending
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 7,993 | 62.42% | 20.23% |
| 2023 | 8,143 | 65.81% | 19.32% |
| 2022 | 20,636 | 74.9% | 10.70% |
| 2021 | 32,032 | 76.66% | 7.63% |
| 2020 | 34,373 | 74.59% | 7.09% |
| 2019 | 25,395 | 73.05% | 10.45% |
| 2018 | 25,911 | 70.95% | 12.28% |
2024 national avg denial rate: 23.75% · Regional bank avg: 26.91% · above-average shown in red
Rating History
CRA / FFIECRating Trend
→ StableBased on last 3 exams
11 previous ratings locked — dating back to 1992
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Rating Over Time
🔒 LockedExam dates and details are paywalled
Embed this rating
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/4a8e1b95-37b4-4580-8e50-a93fe09e4dba" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview: