Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$712M
Total Deposits
$601M
Net Loans
$487M
Net Income
$5M
ROA
2.53%
Above avg for Small banks. Peer avg: 0.44%
ROE
17.11%
Risk-Based Capital
21.38%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 16 | 81.25% | 0.00% |
| 2019 | 46 | 95.65% | 0.00% |
| 2018 | 53 | 96.23% | 0.00% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2025 | Satisfactory | Intermediate Small Bank |
| May 2022 | Outstanding | Intermediate Small Bank |
| Mar 2019 | Satisfactory | Intermediate Small Bank |
6 previous ratings locked — back to 1991
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Total Branches
2
Branch Deposits
$612M
1-Year Change
0
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