Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$780M
Total Deposits
$706M
Net Loans
$521M
Net Income
$1M
ROA
0.72%
Above avg for Small banks. Peer avg: 0.44%
ROE
8.79%
Risk-Based Capital
13.42%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 92 | 82.61% | 7.61% |
| 2023 | 140 | 92.86% | 2.86% |
| 2022 | 320 | 92.19% | 3.13% |
| 2021 | 726 | 90.5% | 4.68% |
| 2020 | 766 | 91.51% | 4.05% |
| 2019 | 468 | 88.03% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2023 | Satisfactory | Intermediate Small Bank |
| Oct 2020 | Satisfactory | Intermediate Small Bank |
| Mar 1998 | Satisfactory | Small Bank |
1 previous rating locked — back to 1994
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Total Branches
9
Branch Deposits
$725M
1-Year Change
0
5-year net change: -2 branches
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Preview:
| 2018 | 444 | 82.43% | 9.46% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red