Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$374M
Total Deposits
$266M
Net Loans
$300M
Net Income
$3M
ROA
2.90%
Above avg for Small banks. Peer avg: 0.44%
ROE
15.64%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 150 | 92% | 1.33% |
| 2023 | 95 | 91.58% | 3.16% |
| 2022 | 174 | 90.8% | 1.15% |
| 2021 | 184 | 92.39% | 1.63% |
| 2020 | 149 | 77.18% | 6.04% |
| 2019 | 136 | 83.09% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2020 | Satisfactory | Small Bank |
| Nov 2017 | Satisfactory | Small Bank |
| Dec 2014 | Satisfactory | Small Bank |
5 previous ratings locked — back to 1997
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Total Branches
1
Branch Deposits
$264M
1-Year Change
0
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Preview:
| 2018 | 104 | 75% | 9.62% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red