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This institution is no longer active

Operations ceased on June 14, 1996. CRA examination history below reflects the period it was active.

WEST ONE BANK, OREGON, S.B.

HILLSBORO, OR · Supervised by FDIC

Est. 1925FDIC #28,021RSSD: FDIC-28021
Part ofU S BCORP→ View all charters
Outstanding Same

Current rating · Exam: May 1995

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 1.20%

Institution Profile

FDIC BankFind

Address

314 East Main Street, HILLSBORO, OR

County

Washington County

Established

January 1, 1925

Total Assets

$706M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

May 1, 1995

Exam Type

Not Reported

Regulator

FDIC
⚠️This exam is 31 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1996Call Report / FDIC

Total Assets

$706M

Total Deposits

$558M

Net Loans

$469M

Net Income

$2M

ROA

1.20%

ROE

18.99%

Risk-Based Capital

10.87%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 2 exams

1 previous rating locked — dating back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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