🏦Bank Scorer

This institution is no longer active

Operations ceased on June 13, 1996. CRA examination history below reflects the period it was active.

WEST ONE BANK, OREGON

PORTLAND, OR · Supervised by FDIC

Est. 1931FDIC #9,572RSSD: FDIC-9572
Part ofU S BCORP→ View all charters
Outstanding Same

Current rating · Exam: June 1995

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 1.21%

Institution Profile

FDIC BankFind

Address

234 S.W. Broadway, PORTLAND, OR

County

Multnomah County

Established

November 2, 1931

Total Assets

$828M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

June 1, 1995

Exam Type

Not Reported

Regulator

FDIC
⚠️This exam is 31 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1996Call Report / FDIC

Total Assets

$828M

Total Deposits

$667M

Net Loans

$631M

Net Income

$3M

ROA

1.21%

ROE

15.97%

Risk-Based Capital

11.50%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Improving

Based on last 3 exams

2 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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