This institution is no longer active

Operations ceased on September 30, 1994. CRA examination history below reflects the period it was active.

WEST NEWTON SAVINGS BANK

WEST NEWTON, MA · Supervised by FDIC

Est. 1887FDIC #90,302RSSD: FDIC-90302

Outstanding

Current rating · Exam: November 1993

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.95%

Institution Profile

FDIC BankFind

Address

1314 Washington Street, WEST NEWTON, MA

County

Middlesex County

Established

January 1, 1887

Total Assets

$254M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

November 1, 1993

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 32 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1994Call Report / FDIC

Total Assets

$254M

Total Deposits

$222M

Net Loans

$152M

Net Income

$1M

ROA

0.95%

ROE

9.85%

Risk-Based Capital

24.99%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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