This institution is no longer active

Operations ceased on July 1, 1995. CRA examination history below reflects the period it was active.

WEST COAST MUTUAL SAVINGS BANK

CENTRALIA, WA · Supervised by FDIC

Est. 1915FDIC #30,173RSSD: FDIC-30173

Satisfactory

Current rating · Exam: September 1993

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -9.33%

Institution Profile

FDIC BankFind

Address

110 North Pearl Street, CENTRALIA, WA

County

Lewis County

Established

January 1, 1915

Total Assets

$31M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 1, 1993

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 32 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1995Call Report / FDIC

Total Assets

$31M

Total Deposits

$27M

Net Loans

$28M

Net Income

$-1,464K

ROA

-9.33%

ROE

-72.78%

Risk-Based Capital

18.53%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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