This institution is no longer active
Operations ceased on June 1, 2020. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$948M
Total Deposits
$736M
Net Loans
$858M
Net Income
$2M
ROA
0.87%
Above avg for Small banks. Peer avg: 0.44%
ROE
10.21%
Risk-Based Capital
11.61%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2020 | 112 | 81.25% | 1.79% |
| 2019 | 235 | 90.64% | 0.43% |
| 2018 | 246 | 86.99% | 0.00% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2017 | Satisfactory | Intermediate Small Bank |
| Sep 2014 | Satisfactory | Intermediate Small Bank |
| Feb 2009 | Satisfactory | Small Bank |
5 previous ratings locked — back to 1990
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Total Assets