Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$2.3B
Total Deposits
$1.5B
Net Loans
$1.8B
Net Income
$6M
ROA
1.06%
Above avg for Community banks. Peer avg: 0.90%
ROE
7.06%
Risk-Based Capital
20.26%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 85 | 81.18% | 11.76% |
| 2023 | 131 | 73.28% | 6.87% |
| 2022 | 226 | 84.07% | 4.87% |
| 2021 | 203 | 69.46% | 4.43% |
| 2020 | 292 | 77.74% | 8.56% |
| 2019 | 322 | 76.09% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2025 | Satisfactory | Large Bank |
| May 2022 | Satisfactory | Large Bank |
| Jun 2019 | Satisfactory | Large Bank |
8 previous ratings locked — back to 1995
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Total Branches
16
Branch Deposits
$1.4B
1-Year Change
0
5-year net change: +1 branches
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Preview:
| 2018 | 377 | 66.31% | 11.41% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red