This institution is no longer active
Operations ceased on June 1, 2006. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$55M
Total Deposits
$46M
Net Loans
$43M
Net Income
$92K
ROA
0.66%
Above avg for Small banks. Peer avg: 0.44%
ROE
6.14%
Risk-Based Capital
15.19%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 4,067 | 48.71% | 17.75% |
| 2020 | 9,872 | 55.41% | 14.76% |
| 2019 | 7,880 | 52.6% | 18.93% |
| 2018 | 761 | 82.52% | 8.15% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 1996 | Satisfactory | Small Bank |
| Jul 1994 | Satisfactory | Not Reported |
Exam dates and details are paywalled
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Address
County
Established
Total Assets